Factoring Receivables

Factoring, 101 The Secret To Cash Flow

Cash flow is a problem for most businesses. In fact, it's the reason why most businesses fail. Receivables just don't come in fast enough to meet cash flow needs.

Factoring is simple, cost effective solution for your cash flow needs. Remember, factoring is not a loan. it is the purchase of Accounts Receivable at a discount. Companies factor their invoices for a multitude of reasons.

The "Growth" Factor - The Company has growth opportunities and needs cash for working capital (the growth in Accounts Receivable).

The "Time" Factor - The Company is in a transitional period financially and needs working capital to buy time for turnaround measures to be implemented and/or take effect.

FACTORING BENEFITS

Factoring enables businesses to maximize their cash flow by receiving funds early for their receivables. The process is simple. We PURCHASE (not a loan) invoices from the client, enabling them to get the majority of their money, tied up in accounts receivable, immediately (generally 80% advance or higher).

Bruton Capital client managers go to work to ensure these invoices are collected in a timely manner. The reserve (20%) less fees go to the client, invoice-by-invoice, on a weekly basis. Easy and Simple.

In essence, the client out sources it's credit and collection department. In doing so, they not only get their money more quickly but they realize many other benefits as well:

1. Credit Investigation: Provides a safety net minimizing risk of doing business with slow-pay or no-pay customers. Through risk management losses are minimized
2. Invoice Ledgering & Accounting: We provide our client with full accounting of all activities done on their behalf with a simple ledger that can be downloaded from our client web site directly into their booking software, thus reducing accounting cost.
3. Immediate Funding: Typically 80% of invoice value in as little as 24 hours.
4. Follow-up & Collections: We follow up on invoices to for timely payments, which reduce personnel and factoring.
5. Aging & Other Reporting: 24/7 State of the art reporting on our customized client web site. You can go in for invoice factoring whenever you need instant cash for meeting expenditure.

One bit of information that you must know beforehand is that in invoice factoring, your recoverable amounts themselves are the collateral, and you need no further securities.

We're an ideal silent partner that provides the capital, so you can run your business your way. If you ask for advice, we're ready to share our diverse knowledge and experience.

Our success comes through years of financial experience, but we leverage our corporate experience dealing with day-to-day business capital issues to ensure your factoring success.

We serve a variety of industries and companies of all shapes and sizes, but the bottom line is that all of the companies we serve have two things in common:

1. They believe that their people are driving their success.
2. A successful corporate culture is in the eye of the beholder. If it works for the company, the employees, shareholders, and customers - it works.

Contact Robert Bruton
888-658-6669